The end of the year is almost here!
At this time, most of us think about how we enjoy holiday gatherings with our family, friends, and workmates.
But it’s also time to think about the dental benefits that you may lose after the year ends, because once those benefits are gone, you will never get them back – they are wasted.
At Cardiff Dental, we are here to help you and your loved ones maximise your dental insurance.
Here are some great reasons to use your dental insurance benefits before the year ends:
1. Yearly Maximum
The yearly maximum is the most money a dental insurance plan will pay for your dental work within one full year. This amount varies by the insurance company, but the average is $800 per year, per person.
The yearly maximum usually renews every year (every January 1st if your plan is based on a calendar year). If you have unused dental benefits, they do not roll over to the next year.
If you are paying premium dental insurance every month, you should be using your benefits.
Even if you don’t need any treatment, you should always have your regular dental scale and clean to help prevent and detect any early signs of cavities, gum disease, oral cancer, or other dental issues.
3. Fee Increases
Another reason to maximise your benefits before the year ends is possible fee increases.
Some dentists increase their rates at the start of the year due to the increased cost of living, materials and equipment. Their cost increases can make your dental expenses higher.
4. Dental Problems Can Worsen
By delaying dental treatment, you are risking more extensive and expensive treatment in the future. What may be a simple tooth decay today, can become a root canal problem later. Call your dentist and schedule an appointment to use those benefits.
Dental Insurance: Use It or Lose It!
Most people don’t use up all their dental benefits as the year changes because they lack the understanding of how these insurance plans work.
If you have questions about your dental insurance, the services they cover and their limits, call or visit us at Cardiff Dental and speak with our dental staff, who can provide details on how you can take make use of your dental insurance.
Our team will work with you and your insurance provider to make sure that your benefits will not be wasted.
If you are due for a dental cleaning, have a pending dental procedure, or need treatment, and haven’t maximised your insurance benefits 2019, make an appointment with your dental team here at Cardiff Dental before the year ends.
Our goal is to help you enjoy a radiant smile before the new year comes. We can make you look good and feel good about yourself by maintaining the health of your teeth and gums.
Maximising your dental insurance can help you enjoy the wonderful benefits of having your teeth checked and treated.
We are located at 434B Kelton St in Cardiff.